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 Your
Action Plan

Find the right representative
The experience and knowledge of a dedicated real estate professional can be priceless. A good Realtor® forms a powerful team with his or her clients that makes it possible for them to have a smooth, successful, stress-free sale.

Determine your needs/wants for the sale and for your new home
Selling your primary residence can be tricky because you have to simultaneously be thinking about where you would like to buy. First weigh your priorities – selling price is certainly important, but having a quick and efficient sale can often be worth accepting a slightly lower offer. Talk to your agent and make sure you’re comfortable with where your priorities are.

At the same time, you should be compiling a needs/wants list for the home you will buy. You will probably have to act fairly quickly when your house sells, so any amount of preparation you can do will serve you well.

Prepare your house for showing
Underprepared homes can be sales disasters. Your home will never get as much attention from potential buyers as when it is first listed, so clearing clutter, cleaning, making repairs, and putting your home’s best foot forward is essential. Don’t “open for business” until your home is ready to be seen as favorably as possible.

Find out what your local market looks like
Being realistic about your market is the key to a smooth sale. There is no substitute for a professional real estate representative when it comes to local market knowledge.

List away!
Lots of photos and online exposure are the key to getting a good response for your listing. Working with an agent who uses Point2 Agent software is a great step in the right direction. Now just “open” the house and sit back and wait for the flood of eager buyers!

 

 Your Team

Your Agent
A successful sale starts with the right representative - the Seller's Agent. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Lawyer
Your home sale is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
A home inspection is a good way to catch any major problems and will enable you to correct them before you put your home up for sale. That is certainly better than a prospective buyer stumbling on them and then just walking away. Ask your agent for recommendations.

Contractor
Need to do some repairs? Your agent can most likely recommend a number of good contractors to bring your home into tip top shape for a quick and profitable sale.

 






 Your Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

 

Your Real Estate News


real estate - Yahoo! News Search Results
Invista Real Estate - Offer by Internos Real Investments Limited5/23/2012 12:44 PM
 N O T FOR RELEA S E , P U B L IC A T I O N O R D IS T R I B UT I O N IN W H O L E O R IN P A R T I N , IN T O O R F RO M A N Y J UR IS D IC T I O N W H ER E T O D O SO W O UL D C O N S T IT UT E A V ...
Realtors(R) Report Increase in Commercial Transactions, Income5/23/2012 9:18 AM
WASHINGTON, DC-- - Realtors® specializing in commercial real estate reported an increase in transactions in 2011, as well as a rise in their median gross annual income, according to the 2012 National Association ...
Soundview Real Estate Partners Responds to Grim CMBS Report5/23/2012 4:00 AM
STAMFORD, CT-- - Trepp, LLC is the leading provider of information and analytics to the CMBS, commercial real estate, and banking markets -- and a recent report, filed in April, has caught the attention ...
The Lakeland Association of REALTORS® Launches New Service from Listingbook to Help Home Buyers and Sellers5/23/2012 7:10 AM
For the first time, home buyers and sellers throughout the Lakeland area can now search online like a real estate agent, have access to the Multiple Listing Service data, get
Buying Opportunity at Renewable Energy REIT, Courtesy of Disgruntled Shareholder5/23/2012 8:42 AM
Power REIT (AMEX:PW) aims to be the first renewable energy infrastructure Real Estate Investment Trust (REIT).
Real Estate Agencies in the UK Industry Market Research Report now updated by IBISWorld5/22/2012 11:02 PM
Few industries do well during economic downturns, and this industry is not among them. A fall in property prices during 2008-09, combined with risk-averse lending institutions making finance harder to come by, cut revenue for real estate agencies. 2008-09 was the worst year with an 8.5% fall in revenue triggering office closures, staff cuts and pay freezes in the industry. Overall, industry ...
Wisconsin real estate market continuing to rebound5/23/2012 3:02 AM
MILWAUKEE The real estate market in Wisconsin continued to rebound last month, as sales of existing homes rose 19.5 percent and the median sale price nudged up 2.4 percent.
Real Estate News: Rise in Home Sales Points to Rebound5/23/2012 9:21 AM
Here is a look at real-estate news in Wednesday's WSJ.
US Real Estate: Bar Stool Wisdom from São Paulo5/23/2012 1:21 AM
There are good values out there in US real estate . If you don’t see it, you’re too close to it. Just talk to someone in Brazil.
HGTV House Hunters To Feature Boise Premier Real Estate For Idaho Episode5/23/2012 10:38 AM
BOISE, Idaho, May 23, 2012 /PRNewswire/ -- A major California production company will be in Boise for a week to film local business owner Steven Caporale for the number-one-rated Home & Garden Television ...

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